We guarantee the lowest rates available for refinance loans, home equity and second mortgage loans. You can save thousands of dollars a year with no up-front costs and no obligation. Apply Now!

Cash Out Refinance Programs are available Nationwide.

Mortgage Refinance Programs:

  • Cash Out for Debt Consolidation Home Improvement
  • Jumbo Mortgage Loans up to $1,000,000
  • Borrow up to 100% of your home's appraised value.
  • Less-than-Perfect Credit Mortgage programs are available
  • No Income Verification loans

Would you like to cut your monthly bills in half?
You can also save money by refinancing the home mortgage you already have. It make sense to refinance your loan if interest rates are lower now than it is at the time you took out your original loan. If you have enough equity in your home you may even have the benefit of being able to stop paying Private Mortgage Insurance.

Fixed Rate Refinance
A fixed rate mortgage provides you with the security of having the same interest rate over the life of your loan. Take advantage of the fixed rates Home Loans & Second Mortgage Nationwide has to offer. You can apply for a fixed mortgage with a term of 10 to 30 years.

Adjustable Rate Refinance
An adjustable rate mortgage (ARM) can be easier on you wallet, help you qualify for a larger mortgage, and could be much less expensive over time. It offers you a lower starting interest rate, which can give you lower initial monthly payments and make it easier for you to qualify. Payment caps and lifetime interest rate caps can protect you and help keep your interest rate and payments within your reach.

Home Equity Loan Center Solutions

Get finance loans for home improvements- Fixed Home Equity Loan.

Jumbo home equity loans up to $450,000. Apply online now for low rate specials.

Refinance your adjustable rate mortgage and get a fixed 30-year loan where the payment never changes.

Select from several second mortgage products. View fixed or variable rate loans.

Home Equity Loan News
  • Home Equity is Not Savings
    Yesterday on CNBC's "Closing Bell" my bullish opponent in a "Bull vs. Bear" debate rebutted my argument that Americans saved too little by claiming that the methodology used to calculate savings was flawed as it omits the accumulation of home equity.
  • Debt Load Makes Americans Vulnerable
    Low interest rates, especially since the end of the 2001 recession, have fed the debt beast at home, allowing American consumers to accumulate nearly $11 trillion in debt as they buy more homes, more cars, more clothes, more dinners out.
  • Why rising interest rates haven't sunk the real estate market -- yet
    Rising interest rates are supposed to be an economic sedative, but the hyperactive real estate market has retained its vigor even as the prime lending rate has climbed to a nearly four-year high.

    Are you throwing away money every month with the bigger payments from the adjustable interest of credit cards?
    Apply Now for a Home Equity Loan
    Consolidate High Rate Loans - Lower your expenses and find some extra money each month.
    Apply Now for a 2nd mortgage right now!
    Reduced Documentation Loans are Available up to 100% of your home's value. Leave your income documentation at home with our "No Doc" equity loans.

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