Home Equity Line of Credit - Lenders and Mortgage brokers call these HELOCS. They are open-end mortgages that are usually held in 2nd position.  Home equity lines work a lot like credit cards, because it is a revolving credit line. If you have a $75,000 equity line of credit, and you use $40,000, then you have $35,000 available. 

You only pay interest on the amount of funds that you access. Equity lines offers low monthly payments with only the interest due monthly for the draw period.  Most Home equity lenders offer credit lines with draw periods ranging from five to fifteen years. After the draw period, whatever balance is remaining is transferred to an installment loan for an additional 10-20 years.

Most mortgage brokers and lenders include checkbooks and credit cards with each revolving equity line accounts.  Minimum draw amounts may be required and early termination fees can be applicable, depending upon state laws, and lender guidelines.

If you are looking to use the equity in your home for any of the following reasons below, a HELOC may be perfect for your financing needs:

  • Fund home construction projects
  • Pay off high-interest credit card balances
  • Pay for a dream vacation to see Rome or Paris

Don't miss out on these historically low interest rates! We can help you find the ideal Home Equity Loan to fit your unique credit history and financial goals! Apply today and get on the path to financial freedom!

125% Loans

  • No Equity required for debt consolidation or home improvements!
  • Fixed Rate 2nd mortgage for borrowing up to 125% of your home's value.

Home Equity Loans

  • Cash out for debt consolidation, home improvements, investing, education, etc.
  • Fixed interest loans with fixed terms.
  • Variable rate revolving credit
  • Less than perfect credit OK
Home Equity Loan Center Solutions
Get finance loans for home improvements- Fixed Home Equity Loan.

Jumbo home equity loans up to $450,000. Apply online now for low rate specials.

Refinance your adjustable rate mortgage and get a fixed 30-year loan where the payment never changes.

Select from several second mortgage products. View fixed or variable rate loans.


We make it simple for you..
Free Home Equity Loan
Quote  from 2-3 competitive
lenders nationwide.
Are you loosing money every
month with the compounding
interest of credit cards?
Apply Now for a Home Equity
Loan that will Save you$$$
No Appraisal Required for
Loan Amounts up to $30,000
Request Info from Lenders
Stated Income Loans are
Available up to 100% of
your home's value.
Consolidate Your debt & Lower your monthly payments
Apply Now for a consolidation
Loan that will Save you$$$


Get Prequalified| Second Mortgage | Home Equity Loans | Home Equity Line of Credit | Debt Consolidation Loans | Home Equity Loans | Loan Programs | Apply Now | About Us | Disclaimers

This is not a commitment for a loan or an ad for credit as defined by paragraph 226.24 of regulation Z.
Copyright, 2003 -2004, Home Equity Loans Center.